Business Protection

Business protection insurance designed to ensure your company operates seamlessly

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Protect Your Business. Secure Your Future

Frequently, business owners become so engrossed in managing their daily operations and addressing immediate challenges that they often overlook the potentially devastating consequences of losing a key person, such as a critical team member, director, or shareholder. This oversight can lead to significant disruptions in the workflow and overall stability of the organization. It raises an important question: How would your business respond if you were to lose an essential member of your team? Would there be a succession plan in place, or would the organization struggle to recover from such a loss? Taking the time to consider these scenarios and prepare for them is crucial to ensuring the long-term success and resilience of your business.

Tailored insurance and employee health solutions designed to safeguard your people, profits, and long-term stability

Your business is more than numbers—it’s people, partnerships, and years of hard work. At Aviella Consulting, we help business owners protect what matters most with specialist solutions across Key Person Insurance, Shareholder Protection, and Business Health Insurance.

Whether you're planning for the unexpected or strengthening your employee benefits offering, we deliver strategic, tailored advice that aligns with your business goals.


Our Business Protection Solutions

Shareholder Protection

Ensure business continuity and ownership

If a shareholder passes away or becomes critically ill, their shares may transfer to unintended parties, creating uncertainty and potential conflict.


Shareholder Protection ensures remaining owners retain control of the business.


Key benefits:

  • Funds available to purchase shares from affected shareholders or their estate
  • Prevents external parties gaining ownership
  • Provides clarity and stability during difficult times


Our approach:

  • We design legally aligned protection structures alongside shareholder agreements to ensure seamless execution when it matters most.control access to treatment, reduced absence, and peace of mind for your team.



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Business Health Insurance

Attract, retain, and support your team


A strong employee benefits package is essential for modern businesses. Business Health Insurance enhances your offering while improving employee wellbeing and productivity.


What we provide:

  • Private medical insurance (PMI)
  • Health cash plans
  • Flexible benefits structures for SMEs and growing teams


Business impact:

  • Reduced absenteeism
  • Improved employee retention
  • Stronger employer brand


We help you balance cost with meaningful coverage, ensuring your benefits package delivers real value.

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Key Person Insurance

Protect the people your business depends on


Losing a key individual can disrupt operations, impact revenue, and reduce business confidence. Key Person Insurance provides financial protection to help your business recover and continue trading.


What it covers:

  • Loss of revenue due to absence or death of a key employee
  • Recruitment and training costs for replacements
  • Protection of loans or investor confidence


Why it matters:

  • Without a contingency plan, even a temporary loss can have long-term consequences. We structure policies to reflect your business’s financial exposure and operational dependencies

Why not schedule in an appointment with one of our team

We will help explore your ife insurance needs


Why Aviella Consulting

Strategic advice. Tailored solutions. Long-term partnership


  • Independent and unbiased recommendations tailored specifically to your unique situation and needs.
  • Comprehensive solutions that are fully aligned with your business structure as well as your growth plans, ensuring that every aspect is considered.
  • Clear, jargon-free guidance that makes complex concepts understandable, allowing you to make informed decisions with confidence.
  • Ongoing support that evolves alongside your business, adapting to changes and new challenges as they arise.


We recognise that every business is different, which is why we don't offer generic, off-the-shelf policies. Instead, we dedicate ourselves to building customized protection strategies that not only fit your business perfectly today but are also designed to scale and grow with you in the future.